Family members of Nigerian clergyman and televangelist, TB Joshua, says that they will make an announcement on preparations for his burial in due course.
The family and ministry of popular Nigerian televangelist, Temitope Balogun Joshua, simply known to his legions of followers as TB Joshua, have also asked for privacy as they deal with his passing.
The 57-year-old preacher died on Saturday, reportedly after conducting a live broadcast. The cause of death has not been disclosed.
Joshua, who was one of Africa’s most influential evangelists, was the founder of the Synagogue Church of All Nations. He gained popularity over his so-called predictions of world events, politics and prosperity teachings.
Joshua also ran the Christian channel, Emmanuel TV, and often toured Africa, the US and the UK.
www.CelebGossip.co.za has learnt that TB Joshua’s wife, Evrelyn said her husband never showed any sign of illness or worry and that his main concern was about the prayer line they offered to Indians against the COVID-19 pandemic.
Evelyn said: “Afterward, he came up to shower and I left him to have some time to prepare for service as worship had started. Few minutes later, he stepped out for ministration. While ministering, he spoke about a time to come and time to leave.”
She said she waited for some minutes and thereafter decided to check on her husband, adding that she met him sitting on the chair like someone reflecting but unconscious.
Evelyn also noted that she quickly beckoned on the disciples of her late husband who came and tried to revive him to no avail.
Tributes from the religious fraternity have poured in for the preacher, widely referred to as Prophet TB Joshua.
Hundreds of residents and church members gathered at the church premises to mourn the death of Joshua, Local reports in Nigeria indicate that flags adorning the Synagogue Church of All Nations in Lagos were at half-mast as dozens of mourners thronged the church compound upon learning the death of Joshua, many still in shock and disbelief.
There was no service on Sunday morning as it has been routine as church security blocked the mourners from accessing the centre.
TB Joshua was popular in many African countries, and in South America where he had held many religious crusades.
The preacher was noted for making predictions and for his claims to cure various ailments and to make people prosper through miracles.
The Nigerian Senate chief whip said:“He will be remembered as a notable spiritual leader with a passion for empowering the poor and vulnerable in the society,”
Several world leaders led by the Nigerian President Buhari mourned the preacher on Sunday.
The South African National Christian Forum’s Bishop Marothi Mashashane said that Joshua’s teachings would always be remembered.
“To us, he has been an outstanding Christian leader, a prophet, a father, even an icon in the Christian sector,” Mashashane said.
But these teachings and practices were also controversial.
In April this year, YouTube suspended TB Joshua’s account after complaints of hate speech from a rights group.
This was after videos showing the preacher conducting prayers to “cure” gay people were loaded on the content sharing channel.
Facebook also removed at least one video showing a woman being slapped while Joshua said that he was casting out a “demonic spirit”.
In 2014, one of his buildings collapsed, killing at least 84 south Africans who had travelled to Lagos to attend his church services.
A report attributed the disaster to structural failures and found that the building did not have planning approval from the authorities.
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Best Commercial Truck Insurance Companies for Small Fleets
Commercial trucking companies face massive financial risks every day.
One accident can trigger lawsuits worth millions.
That’s why choosing the best commercial truck insurance company for small fleets matters far more than many owners realize.
Cheap coverage often becomes extremely expensive after serious claims.
What Commercial Truck Insurance Covers
Policies may include:
- Liability coverage
- Cargo insurance
- Physical damage
- Non-trucking liability
- Bobtail coverage
- Trailer interchange insurance
Coverage needs vary heavily by fleet operations.
Why Insurance Costs Are Rising
Premiums continue increasing because of:
- Nuclear verdict lawsuits
- Rising repair costs
- Cargo theft
- Distracted driving claims
- Fraudulent accident schemes
Insurance companies now evaluate fleets much more aggressively.
What Insurers Look For
Strong fleets usually maintain:
- Clean driver records
- Safety monitoring systems
- Dash cameras
- Electronic logging devices
- Driver training programs
Risk management directly impacts pricing.
Final Takeaway
The best commercial truck insurance companies focus on both protection and long-term risk management.
Small fleets that prioritize safety often receive stronger rates and better coverage options.
FAQ
Why is commercial truck insurance expensive?
Large accident claims and legal settlements create major risks for insurers.
What lowers commercial truck insurance costs?
Clean driving records, safety systems, and lower claim histories may reduce premiums.
Home Equity Loan vs HELOC: How to Choose the Right Option
Homeowners who have built equity may consider borrowing against it for renovations, debt consolidation, education costs, emergency expenses, or major purchases. Two common options are a home equity loan and a home equity line of credit, known as a HELOC. Both use the home as collateral, but they work differently.
A home equity loan provides a lump sum upfront. The borrower repays it over a set term with regular payments. Many home equity loans have fixed interest rates, which makes budgeting easier. This option can work well for a one-time expense with a clear cost, such as a roof replacement, kitchen remodel, or debt payoff plan.
A HELOC is a revolving line of credit. Instead of receiving all the money at once, the homeowner can borrow as needed up to an approved limit during the draw period. Payments during the draw period may be interest-only or may include principal, depending on the agreement. After the draw period, the repayment period begins. HELOCs often have variable rates, which means payments can change.
The first decision is whether you need a lump sum or flexibility. If you know the exact project cost and want predictable payments, a home equity loan may be better. If costs will happen in stages or the amount is uncertain, a HELOC may provide more flexibility.
Interest rate structure matters. A fixed-rate home equity loan can protect against rising rates. A variable-rate HELOC may start lower but can become more expensive if rates increase. Some lenders offer fixed-rate conversion options on part of a HELOC balance. Ask how rate changes are calculated, whether there are caps, and what the maximum payment could be.
Fees should be reviewed. Home equity products may include application fees, appraisal fees, title fees, annual fees, early closure fees, recording fees, or inactivity fees. Some lenders waive certain fees but require the account to stay open for a minimum period.
Loan-to-value ratio is important. Lenders compare the total debt secured by the home to the home's value. Credit score, income, debt-to-income ratio, property type, and existing mortgage balance also affect approval. A strong credit profile and stable income may qualify for better terms.
The biggest risk is collateral. Because the loan or line is secured by your home, missed payments can create foreclosure risk. Do not use home equity casually for lifestyle spending. Borrow only when the purpose is clear and the repayment plan fits the budget.
Debt consolidation can be tempting because home equity rates may be lower than credit card rates. But converting unsecured credit card debt into debt secured by your home increases risk. If spending habits do not change, you could end up with the home equity payment plus new credit card balances.
Home improvements are a common use. Projects that maintain or improve property value may be more defensible than short-term spending. Still, not every renovation returns its full cost. Compare contractor bids, leave room for overruns, and avoid borrowing the maximum just because it is available.
Taxes can be complex. Interest deductibility rules depend on how funds are used and current tax law. Do not assume interest is deductible. Ask a qualified tax professional before making tax-based decisions.
When comparing offers, ask: Is the rate fixed or variable? What is the APR? What fees apply? What is the draw period? What is the repayment period? Is there a balloon payment? Can the lender freeze or reduce the line? Are there prepayment penalties? What happens if home value declines?
A home equity loan offers predictability. A HELOC offers flexibility. The right choice depends on project type, rate risk, cash flow, and discipline. Because both put the home at risk, the best option is the one that solves a real need with a repayment plan you can comfortably maintain.