Thursday, July 16

10 meters away from the entrance of Monomotapa Hotel downtown Harare, Monomotapa Hotel

10 meters away from the entrance of Monomotapa Hotel in downtown Harare, Monomotapa Hotel is a 4-star hotel now owned by a government employees pension fund), an illegal mini-bus rank has established itself. The guests in that hotel hear all the touting - Bindura, Mazoe Bla bla. 

 

 

 

This illegal mushikashika rank is 15 meters away from 

City of Harare‘s Traffic Police Trafalgar Building HQ, 30 meters away from Zimbabwe Tourism Authority HQ, and 50 meters away from RBZ HQ. 

 

City of Harare traffic police actually clamp private vehicles for parking infractions in that area while ignoring the illegal minibus rank. 

 

 

 

They don’t care - Havana hanya. The biggest mistake was to let Jacob Mafume and his fellow villagers run a City with zero experience of running anything in their lives. I city of ~2 million people needs complex skills and brains to handle socioeconomic and technological challenges.

 

~matigaryDear Crime Watch hide ID. Taitawo dambudziko neCity of Harare not maintaining faulty robots and Mbare Traffic Police are taking advantage of that accusing people kuti mapinda red robot. 

 

Robot repaMupedzanhamo green and yellow lights from one side are not working. When you are coming from that side, it will appear as if the robot is not working coz when its green all lights will be off when it turns yellow all lights will be off coz those lights are not working rinozongobaka red so when you arrive riripa green/yellow u can't tell the robot is working. 

 

 

 

 

These Faulty robots cause accidents and ZRP ikusunga vanhu saying wapinda red robot when you try to explain that you got to the intersection all lights were off so you stopped and proceeded, they will persist on arresting you even if you invite them to check out the lights not working, they will simply say that's not our fault you will explain that in Court. 

 

 

 

 

It's not fair to be arrested for the confusion caused by faulty robots. Instead of Police controlling traffic at faulty robots vakutorishandisa as a tool to make money hutsinye wacho zvanyanya.

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Divorce Lawyer Cost: How Much Does a Divorce Attorney Charge?

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Divorce Lawyer Cost: How Much Does a Divorce Attorney Charge?

One of the biggest concerns in divorce is cost.

People often ask: How much does a divorce lawyer cost?

The answer depends on the case. An uncontested divorce may cost far less than a contested case involving custody, business assets, hidden money, or multiple court hearings.

Many divorce lawyers charge hourly fees and require a retainer. Some offer flat fees for simple uncontested cases.

What Is a Retainer?

A retainer is money paid upfront to hire the lawyer. The lawyer bills against that amount as work is performed.

If the retainer is used up, the client may need to replenish it.

Ask:

How much is the retainer?
What is the hourly rate?
Who bills time on the case?
How often will I receive invoices?
What happens when the retainer runs low?
Is any part refundable?

Hourly Billing

Divorce attorneys often bill hourly for:

Phone calls
Emails
Document review
Drafting motions
Court appearances
Negotiation
Mediation preparation
Financial analysis
Trial preparation

Even small communications can add cost, so it helps to organize questions before contacting your lawyer.

Flat Fee Divorce

Some lawyers offer flat fees for simple uncontested divorces.

Flat fees may work when:

No children are involved
Property is simple
Both spouses agree
No court fight is expected
Documents are straightforward

Make sure you understand what the flat fee includes.

What Makes Divorce More Expensive?

Divorce cost may increase because of:

Custody disputes
Emergency hearings
Hidden assets
Business valuation
High conflict
Discovery disputes
Spousal support claims
Retirement division
Trial preparation
Expert witnesses
Domestic violence issues
Repeated motions

Conflict is one of the biggest drivers of divorce cost.

Court Costs and Extra Expenses

Attorney fees are not the only cost.

Other expenses may include:

Court filing fees
Service of process
Mediation fees
Parenting class fees
Appraisers
Forensic accountants
Business valuation experts
Custody evaluators
QDRO preparation
Transcript fees

Ask your lawyer which costs may apply.

Ways to Control Divorce Legal Fees

You may reduce costs by:

Organizing documents
Being honest with your lawyer
Responding quickly
Avoiding unnecessary conflict
Using email efficiently
Preparing questions in batches
Trying mediation when appropriate
Following court orders
Keeping children out of conflict
Focusing on major issues

Do not spend thousands fighting over items worth hundreds.

Legal Aid and Low-Cost Help

People with limited income may qualify for legal aid or free legal information. The Legal Services Corporation funds 130 independent nonprofit legal aid programs across every state, the District of Columbia, and U.S. territories. The ABA Free Legal Answers program also allows qualifying users to submit civil legal questions, including divorce and custody questions, to volunteer attorneys at no cost.

Final Thoughts

Divorce lawyer cost depends on complexity, conflict, attorney rates, and the amount of work required.

Before hiring a lawyer, ask for clear fee terms in writing. Understand the retainer, hourly rate, court costs, and what services are included.

A good lawyer should help you protect your future, not create unnecessary conflict that drains your finances.

Mortgage Refinancing: How Homeowners Can Lower Monthly Payments and Build Equity Faster

Mortgage refinancing remains one of the most effective financial strategies for homeowners looking to reduce monthly payments, access cash, or shorten the term of a home loan. With interest rates constantly changing, many homeowners are exploring refinancing options to secure lower fixed rates and improve long-term financial stability. A mortgage refinance replaces an existing home loan with a new one, often with better terms that can save thousands of dollars over the life of the loan.

One of the biggest advantages of refinancing is the ability to lower interest rates. Even a small reduction in mortgage interest can significantly decrease monthly payments. Homeowners also use cash-out refinancing to consolidate high-interest debt, fund home renovations, or cover major expenses. Financial experts recommend comparing lenders carefully, reviewing closing costs, and understanding refinancing fees before making a decision.

Another major benefit is switching from an adjustable-rate mortgage (ARM) to a fixed-rate mortgage. Fixed-rate loans provide predictable monthly payments and protect homeowners from future rate increases. Borrowers with improved credit scores may also qualify for better refinancing rates and favorable loan terms.

When considering mortgage refinancing, homeowners should evaluate factors such as loan duration, interest savings, and break-even points. Many online mortgage refinance calculators help borrowers estimate savings and compare lenders. Refinancing can be especially valuable for homeowners seeking long-term financial flexibility and lower debt obligations.