Friday, July 17

Does Manjuzu Exist Vasikana 2 Ma Slay Vafa Vachiita Zvema Njuzu In Bindura

THE drowning of two women who were performing “manjuzu” rituals at Nyaure river in Bindura on Monday has shocked the community and invoked the anger of traditional leaders.

The sad incident orchestrated by a self-styled prophet has also ignited debate about the existence of mermaid spirits, popularly referred to as manjuzu.

 

 

 

 

A sojourn by five young women into the wilderness of Bindura in the Chief Masembura area ended in tragedy.

The self-styled prophet who was leading them explains what happened.

“I went with some women to pray and I wanted to invoke the mermaid spirits. These people had their own issues and during this process one of us was taken by the spirits. We then went into the water to try and rescue her and one of them died, in the process, my wife also died during the rescue,” he said.

 

 

 

 

Headman Masembura warned people not to play with sacred water bodies.

“These are sacred waters, and there are underground spiritual creatures there. So, every time you go there you must follow proper rituals and you must ask the leaders of this place. We asked these people what exactly they were doing and this self-styled prophet said he brought rice, sweets and biscuits and wine to appease the mermaid spirits of their deceased colleague. In this river, we have never heard of mermaids but spiritual things are hard to understand because there are spiritual beings under water so it could be like that,” said the Chief.

 

 

 

 

Manjuzu or mermaid spirits have become a hit among young women who believe that if you are born with this spirit or nurture such spirits you can become rich or famous.

 

 

 

 

But do manjuzu really exist?

“The thing that has happened here is shocking, some people are just saying we are mermaids but there are procedures to be done and people who go down with people to rivers should have spiritual eyesight,” said Sekuru Nzou, a traditional healer.

“What I know regards manjzuu is that there are real manjuzu and those which are fake, those who buy fake mermaid spirits use magic and they can end up in Satanism, there are three types of mermaid spirits, they are manjuzu enhope, they dream of spirits and fetch medicine in rivers, then there are some spirits who make people rich.

 

 

 

“Manjuzu are there but many people especially us young women, are abusing them and being conned by fake prophets all in the name of getting rich quickly. So, if you go to rivers with a hidden agenda you can end up drowning because you won’t get along with the mermaid spirits,” explained an expert on the matter, Nyasha Simon.

 

 

 

 

What is evident is that manjuzu do exist but like any religion or spiritual field the world of marine spirits is difficult to understand.

As with Christianity, the proliferation of fake prophets exists in African traditional religion, thus calling on traditionalists to be vigilant in safeguarding their culture.

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Mortgage Refinance Guide: When Does Refinancing Make Sense?

Mortgage refinancing means replacing your current home loan with a new one. Homeowners refinance for several reasons, including lowering the interest rate, reducing monthly payments, changing loan terms, removing mortgage insurance, or using home equity through a cash-out refinance.

Refinancing can be a smart financial move, but it is not always the right choice. The biggest question is whether the savings outweigh the cost. Refinance loans often include closing costs, lender fees, appraisal fees, title fees, and other expenses. Even if the new loan has a lower monthly payment, it may take months or years to break even.

One common reason to refinance is to lower the interest rate. A lower rate can reduce your monthly payment and save money over the life of the loan. However, the amount you save depends on your current balance, remaining loan term, new rate, and closing costs.

Another reason is to shorten the loan term. For example, changing from a 30-year mortgage to a 15-year mortgage may help you pay off the home faster and reduce total interest. The monthly payment may increase, but long-term savings can be significant.

Some homeowners refinance to switch from an adjustable-rate mortgage to a fixed-rate mortgage. A fixed-rate loan offers predictable payments, which can be helpful for budgeting.

A cash-out refinance allows homeowners to borrow more than they owe and receive the difference in cash. This money may be used for home improvements, debt consolidation, or major expenses. However, it increases the loan balance and uses your home as collateral, so it should be considered carefully.

Before refinancing, calculate your break-even point. Divide the total closing costs by your monthly savings. For example, if refinancing costs $4,000 and saves $200 per month, it would take 20 months to break even. If you plan to move before then, refinancing may not be worth it.

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Compare offers from multiple lenders. Look at the annual percentage rate, closing costs, monthly payment, loan term, and whether the rate is fixed or adjustable.

Refinancing can be useful when it supports your financial goals, but it should not be done only because a lower payment looks attractive. Always review the total cost, long-term impact, and risks before signing.